farfromhome
Member
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# Posted: 2 Sep 2010 09:43
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My current homeowners policy extends out to my land. There was no charge from the insurance company for this and the liability is one million. The only exclusion is that I cannot rent the cabin out. They refused this type of coverage. If I did want to rent out the cabin there are insurance companies that are in this market. Coverage for the tractor is extra.
I do recommend insurance for landowners. Regardless of whether you have guests, there is public access or unauthorised access you can still get sued. eg. ATVers, skidoo owners, etc. Never put up a chain on your access road as this will just increase your liability, post no trespassing signs.
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